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AN ISLAMIC PERSPECTIVE

Growing Your Financial Intelligence

Rizq, Wealth & the Balanced Life

Most of us measure provision in a single column of numbers on a bank statement. This book asks a wider question: what does it really mean to be provided for? Then it shows you how to manage money, time, health, skills and relationships the way a believer should.

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Growing Your Financial Intelligence, book cover
WHY THIS BOOK MATTERS

Western money books teach you to grow wealth. Few teach you what wealth is for.

The Arabic word rizq covers far more than income: the health that lets you stand for prayer, the time you invest wisely, the family who loves you, even the patience granted in hardship. This book gives practical financial guidance, from managing a salary to raising children who understand money, inside that wider and more honest frame. Every Qur'anic verse and hadith appears in full Arabic alongside the English, checked against its source and graded.

For the salaried professional Treat your paycheck as a trust, keep your income pure, and manage a salary like someone who actually thought about it.
For parents Three chapters on raising children who understand money, including games and an age-by-age plan from five upward.
For anyone who feels it's never enough Gratitude, contentment and barakah as working tools, not slogans, so a modest income can stretch further.
INSIDE THE BOOK

Twenty-two chapters, four journeys

Rethinking provision What rizq really means · money is provision, just not all of it · your paycheck is a trust · provision has to be pure · gratitude and istighfar
The capital you don't notice Time · health · relationships · opportunity · when hardship is the provision · what keeps providing after you're gone
Money in practice Managing a salary · putting it all into practice · growing what you've built · focus, follow-through and an early start
Family, prayer and self-assessment Raising kids who understand money · teaching through play · a plan by age · prayers for provision · a measure of your economic intelligence

Stories first, then the sources, then the steps

Each chapter opens with a real-life scene, a market trader who never feels settled, a father staring at a shrinking pay stub, then turns to what the Qur'an and Sunnah actually say, and ends with practical steps you can start today.

—Full Arabic text with diacritics beside every verse and hadith
—Hadith gradings noted; unverified sayings clearly flagged
—Glossary of Arabic terms and a full reference list
Page from Chapter 1 on what the Qur'an and Sunnah say about provision Chapter 1: sources with Arabic text
Page from the plan for teaching kids money by age Teaching kids money, by age
“And whoever is mindful of God, He will make a way out for him, and will provide for him from where he does not expect.” Qur’an, at-Talaq 65:2–3
Growing Your Financial Intelligence — ebook 22 chapters · 238 pages · PDF for phone, tablet or print · instant download $15
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Give it as a gift For a new graduate, a first job, or newlyweds starting their life together. Send as a gift →
Study circle & school licence — $49 Share the book across a halaqa, youth programme or school, including the chapters on teaching children money. Get the licence →
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About the author

Omer Niazullah is a graduate of the Islamic University of Madinah who has spent over two decades teaching Arabic and Islamic Studies in international schools, including leading departments. He writes to make classical Islamic knowledge practical for everyday life, at home, at work and with money.